Build a Legacy That Reflects More Than a Number.
Coordination between your estate attorney, CPA, and our team to help align your trust structures, beneficiary designations, and investment strategy so they work together within your overall plan.
Estate planning is where wealth management becomes deeply personal. It is not just about minimizing transfer taxes or funding trusts with the right assets. It is about the conversations you have with your family, the values you want to pass along, and the structures that are designed to carry your intentions forward when you are no longer there to express them. At Tierney Wealth, we coordinate the financial, legal, and personal dimensions of estate planning. We work alongside your attorney and CPA to help align your documents, your investments, and your wishes within the context of your broader plan.
How We Approach Estate Planning
Coordination, Not Duplication
We do not draft estate documents. Your attorney does. What we do is help coordinate your investment strategy, your beneficiary designations, your trust structures, and your tax plan; so they are aligned toward common objectives within your overall plan. This coordination is where the real value lies.
Beneficiary Designation Review
Beneficiary designations on retirement accounts, insurance policies, and transfer-on-death accounts supersede your will. A single outdated designation can undermine years of careful planning. We review these designation regularly and flag inconsistencies.
Trust Funding and Investment Alignment
A trust is only as effective as the assets it holds. We work to help ensure your trusts are properly funded and that the investment strategy within each trust is structured to reflect its specific purpose, distribution requirements, and tax characteristics.
Wealth Transfer Strategy
Annual exclusion gifts, lifetime exemption planning, grantor retained annuity trusts, and intrafamily lending are all tools that may be used to transfer wealth in a tax-efficient manner. We model the impact of each strategy against your estate projections and your preferences and comfort level.
Legacy Conversations
The documents are important, but the conversations are more important. We help families navigate discussions about inheritance, stewardship, philanthropy, and values in a structured and supportive way. These conversations are often among the most meaningful aspects of the work we do.
Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.
“A legacy is not measured in dollars transferred. It is measured in values carried forward.”
Tierney Wealth
