Investment Management Aligned With Your Trust's Purpose.
Portfolio construction for revocable trusts, irrevocable trusts, and charitable trusts that is designed to reflect each trust's specific purpose, distribution requirements, and tax characteristics.
A trust is a legal structure with a financial purpose. The way assets within a trust are invested should be aligned with that purpose based on the trust’s objectives. A revocable trust funding your retirement would likely have different objectives than an irrevocable trust designed to transfer wealth to the next generation, and both differ from a charitable remainder trust generating income for a nonprofit. At Tierney Wealth, we manage trust assets with a focus on understanding the trust document, the grantor's intent, the beneficiaries' needs, and the tax characteristics that govern each structure. This is not generic portfolio management applied to a trust account. It is investment management informed by the trust’s purpose.
Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.
How We Approach Trust Investment Management
Purpose-Driven Portfolio Construction
We begin by reading the trust document and understanding its purpose: who the beneficiaries are, what the distribution requirements are, how long the trust is expected to exist, and what the grantor intended. The investment strategy is developed based on these factors.
Revocable Trust Management
Revocable trusts are often the cornerstone of an estate plan. We manage these portfolios with a focus on the grantor's current income needs, risk tolerance, and estate planning objectives, while maintaining the flexibility that revocable structures are designed to provide.
Irrevocable Trust Management
Irrevocable trusts carry specific tax characteristics, distribution rules, and fiduciary obligations that differ meaningfully from revocable structures. We build portfolios with consideration for the trust's tax status, its distribution mandate, and its intended duration.
Charitable Trust Investment Strategy
Charitable remainder trusts and charitable lead trusts require investment strategies that balance income generation for the beneficiaries with long-term growth for the charitable remainder. We develop portfolios intended to support both mandates while managing trade-offs between them.
Trustee Support and Reporting
Whether you are the trustee or we are working with a corporate trustee, we provide clear, transparent reporting on investment performance, income distributions, and portfolio decisions. Trustees can expect the same level of accountability we provide to every client.
“Every trust has a purpose. The investment strategy should be built to serve it.”
Tierney Wealth
